PEER — SWAP — SAFE

Direct exchangewithout middlemen or hidden fees

Swappix is not a bureau or a bank: you post a route, others respond, funds move between you directly.

No custodial wallet
Funds move between you and your match — Swappix does not pool or store balances.
Reputation you can read
History and reviews show on profiles after sign-in so serious participants stand out.
Protected handoff
OTP and meeting guidance live in the mobile app to reduce “stranger on the internet” risk.
Human moderation
Public requests are reviewed; active limits keep the feed useful instead of noisy.

How it works

Three steps—from posting your request to completing a secure handoff.

1
Create your route
From city, to city, amount, and how you prefer to settle. After review your request appears in the feed.
2
Match the opposite way
Search the feed and map for someone who needs the mirror leg of your trip — filters keep it fast.
3
Exchange safely
Agree in chat (full experience in the app), meet or transfer directly, and leave a review to grow network trust.

Swappix is a marketplace for introductions — you choose the counterparty. These layers exist so that choice feels informed, not blind.

·Transparent limits — Active request caps and lifetimes keep offers fresh and reduce spam listings.
·Trusted contacts — Invite up to three people who can vouch for you — social proof without uploading passports in the browser.
·SOS and PIN in the app — Sensitive safety actions stay in the mobile client where biometrics and device controls are stronger.
·Clear legal footing — Terms and privacy spell out responsibilities — read them before you meet someone new.

When the network is live, you will see real cities and amounts in the feed. Meanwhile, here is what a healthy route looks like.

Illustrative examples — not live quotes

Paris → Moscow
€1,200 · cash handoff · matched in minutes
Verified-style listing
Berlin → Istanbul
$3,400 · bank + meet · high reputation
Trusted route
Warsaw → Tbilisi
zł8,500 · family remittance · OTP enabled
Protected pickup

Remittances home
Send support to relatives without losing a large slice to opaque retail spreads.
Freelancer payouts
Collect client funds in one country and surface liquidity where you actually spend.
Small business FX
Move working capital between EU and CIS corridors with a human counterparty instead of surprise bank blocks.

Does Swappix move money?: No. It is a place to find an exchange partner. Terms, meeting, and transfer are between you and the other user, at your risk and responsibility.
Is Swappix a bank or wallet?: No. It is software for finding a person on the complementary leg of a route. Banking, compliance, and tax questions are yours to resolve with professional advice if needed.
How do I stay safe?: Meet in public places, do not prepay strangers, check banknotes. Use in-app safety tips and your local emergency services if threatened.