Two local handovers instead of one transfer
- 01
Request
You set the city where you give money, the city where your person should receive it, and two exact amounts.
- 02
Match
The service looks for the reverse route with the same cities and amounts. Close amounts are shown separately — they need renegotiating.
- 03
Reservation
Once an offer is accepted, both requests are held for the deal for 30 minutes.
- 04
Terms
Amounts, recipients and handover order are fixed as one version. Both sides agree to exactly that version.
- 05
Start
Both sides confirm “ready to start now”. After that, the terms cannot change.
- 06
Handover 1
The first member hands the money to a recipient in their city. The recipient confirms the full amount with a code.
- 07
Handover 2
Only then does the second handover open in the other city. The deal is complete after both confirmations.
- 08
Reviews
Each side rates the other. Reviews are revealed at the same time so no one can adjust to the other.
Worth knowing
Goswappix is a listings platform: money never passes through us, participants make the handovers themselves and are responsible for them. The service cannot make two handovers in two countries simultaneous, so there is an order of handovers, limits, ratings and enforcement of the platform rules.
Why this beats a Telegram chat
People have long looked for counter exchanges in chats. Goswappix keeps the idea and removes the spots where chats most often get people cheated.
| — | Telegram chat | Goswappix |
|---|---|---|
| Terms | Agreed in messages — a message can be deleted or twisted. | Terms are fixed by a version and a fingerprint; any edit resets both agreements. |
| Payment details | Someone writes “new details” — and the money goes the wrong way. | Details live only in the terms fields; changing them in the chat changes nothing. |
| Who goes first | Settled by word of mouth. | The second handover opens only once the first recipient has confirmed the full amount. |
| Confirmation | Anyone can write “money received”; a screenshot can be faked. | Only the recipient closes a handover — with their own SMS code. |
| Reputation | A chat “guarantor” and reviews cannot be checked. | History of completed deals and post-deal reviews; newcomers have a limit, higher only with three vouchers. |
| If you are cheated | The person deletes the account and makes a new one. | A case with a decision and an appeal; a rule-breaker is blocked by phone number and device. |
Goswappix does not hold money, so the first handover still carries risk. But cheating is harder here, and the traces do not disappear.